Zakat Calculator
Work out the zakat due on your wealth. Enter your assets and liabilities, choose a nisab basis, and the 2.5% is calculated instantly.
Zakatable assets
Liabilities
What to deduct
Your primary residence and personal-use items are never zakatable, so don't include them above. For a mortgage or long-term loan, generally only the amount currently due is deducted here — not the full remaining balance (scholarly views differ on this point).
Nisab basis
Which nisab should I use?
Nisab is the minimum wealth for zakat to apply — the value of 85g of gold or 595g of silver. Many contemporary scholars and zakat institutions recommend the silver basis because its lower threshold benefits recipients. Both are valid — this tool defaults to silver.
Tracking your zakat year (hawl)
Zakat is due on wealth you have held for one lunar (Hijri) year. Use ourHijri Date Converter to track your zakat anniversary against the Gregorian calendar.
How to use the zakat calculator
- Enter your cash, savings, gold, silver, and other zakatable assets.
- Subtract any immediate debts due.
- Choose the nisab basis (silver or gold) and enter the current price per gram.
- See your zakat due — 2.5% of net wealth if you're above the nisab.
How it works
Net zakatable wealth is your total zakatable assets minus immediate liabilities currently due: Net wealth = Assets − Liabilities. The nisab threshold is the value of 85g of gold or 595g of silver at today's price: Nisab = Grams (85 or 595) × Price per gram. If your net wealth has stayed at or above the nisab for one full lunar (Hijri) year, zakat is due at 2.5%: Zakat = Net wealth × 2.5%. For example, with $10,000 net wealth and a silver nisab of roughly $500, zakat due would be $250.
Examples
| Input | Result |
|---|---|
| $10,000 net wealth, silver nisab ≈ $500 | Above nisab → $250 zakat due (2.5%) |
| $300 net wealth, silver nisab ≈ $500 | Below nisab → $0 zakat due |
Frequently asked questions
What is the nisab for zakat?
The minimum wealth at which zakat becomes due: the value of 85g of gold or 595g of silver. If your net zakatable wealth stays at or above it for one lunar year, zakat is due.
What is the zakat rate?
2.5%, or one-fortieth, of your qualifying wealth.
Should I use the gold or silver nisab?
Both are valid. Many contemporary scholars recommend the silver nisab because its lower threshold means more benefit reaches recipients. This tool defaults to silver.
Is zakat on gross or net wealth?
Net — after deducting immediate debts and liabilities currently due.
When is zakat due?
After your wealth has stayed at or above the nisab for one full lunar (Hijri) year, called the hawl.
Do I pay zakat on my house or car?
No — your home and personal-use items aren't zakatable. For a mortgage, generally only the payment currently due is deducted, not the whole loan (views differ).
Guidance tool, not a fatwa
This calculator is a guidance tool based on widely accepted scholarly positions. Zakat rulings can vary by school of thought (madhhab) and personal circumstance — consult a qualified scholar for your situation.
Last reviewed: July 11, 2026